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BankSonar

Peoples Bank of Kentucky, Inc.

Flemingsburg, KY · State, non-member commercial bank

24

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$557.6M
Total deposits
$486M
Branches
12
Return on assets
-0.95%
Return on equity
-8.60%
Charter type
State, non-member commercial bank
Established
1906
FDIC cert #
16970

How the 24 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Operating at a loss in the latest period.

Return on equityweight 15%

Negative returns on equity this period.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Peoples Bank of Kentucky, Inc.

Peoples Bank of Kentucky, Inc. is an FDIC-insured institution (Cert #16970). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

12 branch locations

106 S Main Cross St

Flemingsburg, KY 41041

43 Slate Ave

Owingsville, KY 40360

202 E Water St

Flemingsburg, KY 41041

7537 Hillsboro Rd

Hillsboro, KY 41049

6925 Morehead Rd

Flemingsburg, KY 41041

90 Tucker Dr

Maysville, KY 41056

6588 Us 68

Mayslick, KY 41055

202 Bentley Way

Mount Sterling, KY 40353

4561 Iron Works Pike

Lexington, KY 40511

197 Windsor Rd

Flemingsburg, KY 41041

420 Lions Club Rd

Tollesboro, KY 41189

2795 Ky Hwy 801 N.

Morehead, KY 40351

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