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BankSonar

Community Bank & Trust, Waco, Texas

Waco, TX · State, non-member commercial bank

60

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$658.3M
Total deposits
$574.8M
Branches
4
Return on assets
1.19%
Return on equity
9.58%
Charter type
State, non-member commercial bank
Established
1952
FDIC cert #
17108

How the 60 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Community Bank & Trust, Waco, Texas

Community Bank & Trust, Waco, Texas is an FDIC-insured institution (Cert #17108). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

4 branch locations

1800 Washington Ave

Waco, TX 76701

1409 Wooded Acres Dr

Waco, TX 76710

8820 Chapel Rd

Waco, TX 76712

1711 Lake Success Dr

Waco, TX 76710

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