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BankSonar

Heritage Bank

Wood River, NE · State, non-member commercial bank

66

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$612.5M
Total deposits
$421.6M
Branches
20
Return on assets
2.49%
Return on equity
11.25%
Charter type
State, non-member commercial bank
Established
1884
FDIC cert #
17145

How the 66 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Heritage Bank

Heritage Bank is an FDIC-insured institution (Cert #17145). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

20 branch locations

402 S Orleans Ave

Orleans, NE 68966

110 E 9th St

Wood River, NE 68883

821 2nd St

St. Paul, NE 68873

1101 12th St

Aurora, NE 68818

1110 L St

Aurora, NE 68818

1333 N Webb Rd

Grand Island, NE 68803

305 Main St

Neligh, NE 68756

734 O St

Loup City, NE 68853

315 W 60th St

Kearney, NE 68845

315 W 60th St

Kearney, NE 68845

800 W 3rd St

Hastings, NE 68901

1333 N Webb Rd

Grand Island, NE 68803

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