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BankSonar

Citizens 1st Bank

Tyler, TX · State member commercial bank

65

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$828.4M
Total deposits
$622.6M
Branches
4
Return on assets
1.60%
Return on equity
9.25%
Charter type
State member commercial bank
Established
1920
FDIC cert #
1715

How the 65 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Citizens 1st Bank

Citizens 1st Bank is an FDIC-insured institution (Cert #1715). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

4 branch locations

2001 E Southeast Loop 323

Tyler, TX 75701

825 S Jackson St

Jacksonville, TX 75766

125 N Main St

Rusk, TX 75785

3010 N University Dr

Nacogdoches, TX 75965

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