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BankSonar

Union Bank & Trust Company

Monticello, AR · State member commercial bank

68

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$329.3M
Total deposits
$295.2M
Branches
5
Return on assets
1.60%
Return on equity
17.86%
Charter type
State member commercial bank
Established
1887
FDIC cert #
1753

How the 68 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Union Bank & Trust Company

Union Bank & Trust Company is an FDIC-insured institution (Cert #1753). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

5 branch locations

102 W Mccloy St

Monticello, AR 71655

409 Highway 425 S

Monticello, AR 71655

201 N Martin St

Warren, AR 71671

510 Us 425 North

Monticello, AR 71657

404 N Main St

Warren, AR 71671

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