FNBT BANK
Fort Walton Beach, FL · State, non-member commercial bank
Sonar Score
Strong
out of 100 · from public FDIC data
Reported June 30, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $628.5M
- Total deposits
- $555.9M
- Branches
- 11
- Return on assets
- 1.51%
- Return on equity
- 13.95%
- Charter type
- State, non-member commercial bank
- Established
- 1956
- FDIC cert #
- 17580
How the 88 breaks down
Well-capitalized by regulatory thresholds.
Strong returns on its asset base.
Efficient use of shareholder capital.
Community-scale institution.
Your deposits at FNBT BANK
FNBT BANK is an FDIC-insured institution (Cert #17580). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
11 branch locations
29 Eglin Pkwy Ne
Fort Walton Beach, FL 32548
108 Lielmanis Ave
Hurlburt Field, FL 32544
415 Highway 98 E
Destin, FL 32541
3 Mary Esther Cutoff
Mary Esther, FL 32569
885 S Ferdon Blvd
Crestview, FL 32536
1065 John Sims Pkwy E
Niceville, FL 32578
1803 Alhambra St
Navarre, FL 32566
11 State Highway 83
De Funiak Springs, FL 32433
29 Eglin Pkwy Ne
Fort Walton Beach, FL 32548
11490 Us Highway 98 W
Destin, FL 32550
1104 N Eglin Pkwy
Shalimar, FL 32579
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