Mechanics Bank
Walnut Creek, CA · State, non-member commercial bank
Sonar Score
Strong
out of 100 · from public FDIC data
Reported June 30, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $21.2B
- Total deposits
- $18.1B
- Branches
- 169
- Return on assets
- 0.99%
- Return on equity
- 7.33%
- Charter type
- State, non-member commercial bank
- Established
- 1905
- FDIC cert #
- 1768
How the 83 breaks down
Well-capitalized by regulatory thresholds.
Modest but positive returns.
Positive but moderate equity returns.
Large, diversified balance sheet.
Your deposits at Mechanics Bank
Mechanics Bank is an FDIC-insured institution (Cert #1768). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
50 branch locations
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61 W Highway 246
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801 San Pablo Ave
Albany, CA 94706
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