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BankSonar

The Citizens State Bank of Ouray

Ouray, CO · State, non-member commercial bank

48

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$225.6M
Total deposits
$207M
Branches
7
Return on assets
0.58%
Return on equity
8.15%
Charter type
State, non-member commercial bank
Established
1913
FDIC cert #
1779

How the 48 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at The Citizens State Bank of Ouray

The Citizens State Bank of Ouray is an FDIC-insured institution (Cert #1779). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

7 branch locations

600 Main St

Ouray, CO 81427

115 Highway 97

Naturita, CO 81422

State Highway 62

Ridgway, CO 81432

1129 Greene St

Silverton, CO 81433

215 W San Juan Ave

Telluride, CO 81435

113 Lost Creek Lane

Mountain Village, CO 81435

401 E Main Street

Montrose, CO 81401

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