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BankSonar

Kennebec Savings Bank

Augusta, ME · Insured depository institution

49

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$1.8B
Total deposits
$1.4B
Branches
8
Return on assets
0.56%
Return on equity
4.29%
Charter type
Insured depository institution
Established
1870
FDIC cert #
17897

How the 49 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Mid-size institution.

Read the full Sonar Score methodology →

Your deposits at Kennebec Savings Bank

Kennebec Savings Bank is an FDIC-insured institution (Cert #17897). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

8 branch locations

150 State St

Augusta, ME 04330

84 Main St

Winthrop, ME 04364

Granite Hill Estates, 60 Balsam Drive

Hallowell, ME 04347

226 Main St

Waterville, ME 04901

11 Washington St

Waterville, ME 04901

1 Northern Ave

Farmingdale, ME 04344

181 Lower Main St

Freeport, ME 04032

53 Baxter Boulevard

Portland, ME 04103

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Earning enough on your savings?

Many big-bank savings accounts pay near 0%. Compare today's top high-yield savings and CD rates from FDIC-insured banks before you decide where to keep your cash.

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