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BankSonar

The Commercial Bank Of Ozark

Ozark, AL · State, non-member commercial bank

45

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$115.2M
Total deposits
$108.8M
Branches
2
Return on assets
0.42%
Return on equity
9.25%
Charter type
State, non-member commercial bank
Established
1959
FDIC cert #
17975

How the 45 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Thin profitability.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at The Commercial Bank Of Ozark

The Commercial Bank Of Ozark is an FDIC-insured institution (Cert #17975). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

2 branch locations

208 S Merrick Ave

Ozark, AL 36360

Phillip J. Hamm Dr.

Midland City, AL 36350

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