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BankSonar

First State Bank

Shallowater, TX · State, non-member commercial bank

55

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$156.6M
Total deposits
$128.7M
Branches
5
Return on assets
1.18%
Return on equity
6.79%
Charter type
State, non-member commercial bank
Established
1960
FDIC cert #
18301

How the 55 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at First State Bank

First State Bank is an FDIC-insured institution (Cert #18301). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

5 branch locations

One Commerce Park

Shallowater, TX 79363

100 Main St

Amherst, TX 79312

3465 Technology Dr

Plano, TX 75074

11235 Harry Hines Blvd

Dallas, TX 75229

4024 14th Street

Plano, TX 75074

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