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BankSonar

Iowa Trust & Savings Bank

Emmetsburg, IA · State, non-member commercial bank

51

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$517.6M
Total deposits
$392.5M
Branches
4
Return on assets
0.77%
Return on equity
6.79%
Charter type
State, non-member commercial bank
Established
1929
FDIC cert #
18400

How the 51 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Iowa Trust & Savings Bank

Iowa Trust & Savings Bank is an FDIC-insured institution (Cert #18400). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

4 branch locations

120 E Main St

Panora, IA 50216

2101 10th St

Emmetsburg, IA 50536

15591 Hickman Road

Clive, IA 50325

1610 West Main Street

Sac City, IA 50583

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Earning enough on your savings?

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