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BankSonar

Heritage Bank

Marion, IA · State, non-member commercial bank

20

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$38.2M
Total deposits
$32.6M
Branches
3
Return on assets
-0.64%
Return on equity
-11.39%
Charter type
State, non-member commercial bank
Established
1899
FDIC cert #
18463

How the 20 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Operating at a loss in the latest period.

Return on equityweight 15%

Negative returns on equity this period.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Heritage Bank

Heritage Bank is an FDIC-insured institution (Cert #18463). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

3 branch locations

695 Marion Blvd

Marion, IA 52302

402 Franklin St

Delhi, IA 52223

2250 Blairs Ferry Rd

Hiawatha, IA 52233

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