Wayne Bank and Trust Co.
Richmond, IN · State member commercial bank
Sonar Score
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out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $258.8M
- Total deposits
- $235.1M
- Branches
- 4
- Return on assets
- 1.16%
- Return on equity
- 14.96%
- Charter type
- State member commercial bank
- Established
- 1882
- FDIC cert #
- 1849
How the 62 breaks down
Capital ratio not reported.
Strong returns on its asset base.
Efficient use of shareholder capital.
Community-scale institution.
Your deposits at Wayne Bank and Trust Co.
Wayne Bank and Trust Co. is an FDIC-insured institution (Cert #1849). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
4 branch locations
500 S A St
Richmond, IN 47374
101 Garwood Road
Richmond, IN 47374
145 West Main Street
Cambridge City, IN 47327
629 E Main St
Hagerstown, IN 47346
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