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BankSonar

First Security Bank and Trust Company

Charles City, IA · State, non-member commercial bank

46

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$549.8M
Total deposits
$477.8M
Branches
11
Return on assets
0.47%
Return on equity
4.71%
Charter type
State, non-member commercial bank
Established
1903
FDIC cert #
1852

How the 46 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Thin profitability.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at First Security Bank and Trust Company

First Security Bank and Trust Company is an FDIC-insured institution (Cert #1852). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

11 branch locations

308 Main St

Thornton, IA 50479

319 Main St E

Rockwell, IA 50469

809 Clark St

Charles City, IA 50616

404 W Main St

Ionia, IA 50645

220 1st St Nw

Hampton, IA 50441

511 Main St

Dumont, IA 50625

109 Woodland Ave

Riceville, IA 50466

26 W Congress St

Nora Springs, IA 50458

3598 Orchid Ave

Manly, IA 50456

211 W Main Ave

Rockford, IA 50468

100 1st St Nw

Hampton, IA 50441

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