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BankSonar

Montezuma State Bank

Montezuma, IA · State, non-member commercial bank

62

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$55.8M
Total deposits
$47.8M
Branches
1
Return on assets
1.63%
Return on equity
11.35%
Charter type
State, non-member commercial bank
Established
1891
FDIC cert #
1860

How the 62 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Montezuma State Bank

Montezuma State Bank is an FDIC-insured institution (Cert #1860). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

1 branch locations

101 S 4th St

Montezuma, IA 50171

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