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BankSonar

Harford Bank

Aberdeen, MD · State, non-member commercial bank

58

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$732.3M
Total deposits
$654.2M
Branches
9
Return on assets
0.99%
Return on equity
10.06%
Charter type
State, non-member commercial bank
Established
1964
FDIC cert #
19101

How the 58 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Harford Bank

Harford Bank is an FDIC-insured institution (Cert #19101). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

9 branch locations

8 W Bel Air Ave

Aberdeen, MD 21001

501 Riviera Dr

Joppatowne, MD 21085

505 S Main St

Bel Air, MD 21014

960 Revolution St

Havre De Grace, MD 21078

2905 Emmorton Rd

Abingdon, MD 21009

133 N Bridge St

Elkton, MD 21921

1610 Conowingo Rd

Bel Air, MD 21014

305 Augustine Herman Hwy

Elkton, MD 21921

3891jarrettsville Pike

Jarrettsville, MD 21084

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