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BankSonar

First State Bank

Wrens, GA · State, non-member commercial bank

69

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$514.1M
Total deposits
$450.2M
Branches
6
Return on assets
1.78%
Return on equity
20.72%
Charter type
State, non-member commercial bank
Established
1964
FDIC cert #
19163

How the 69 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at First State Bank

First State Bank is an FDIC-insured institution (Cert #19163). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

6 branch locations

300 E Broad St

Wrens, GA 30833

900 Peachtree St

Louisville, GA 30434

801 E Lamar St

Americus, GA 31709

189 Legion Dr

Warrenton, GA 30828

140 W Milledgeville Rd

Harlem, GA 30814

444 N Belair Rd

Evans, GA 30809

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