Heritage Bank National Association
Spicer, MN · National commercial bank
Sonar Score
Caution
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $360.8M
- Total deposits
- $306.1M
- Branches
- 5
- Return on assets
- -0.52%
- Return on equity
- -5.14%
- Charter type
- National commercial bank
- Established
- 1964
- FDIC cert #
- 19254
How the 23 breaks down
Capital ratio not reported.
Operating at a loss in the latest period.
Negative returns on equity this period.
Community-scale institution.
Your deposits at Heritage Bank National Association
Heritage Bank National Association is an FDIC-insured institution (Cert #19254). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
5 branch locations
202 Cofield St N
Raymond, MN 56282
110 W South St
Spicer, MN 56288
310 1st St Sw
Willmar, MN 56201
140 N Phillips Ave
Sioux Falls, SD 57104
242 N 1st St
Pennock, MN 56279
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