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BankSonar

Citizens Bank of the South

Sandersville, GA · State, non-member commercial bank

66

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$395.5M
Total deposits
$342.8M
Branches
3
Return on assets
1.52%
Return on equity
12.21%
Charter type
State, non-member commercial bank
Established
1965
FDIC cert #
19420

How the 66 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Citizens Bank of the South

Citizens Bank of the South is an FDIC-insured institution (Cert #19420). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

3 branch locations

132 S Harris St

Sandersville, GA 31082

425 Commerce Dr

Statesboro, GA 30461

121 Executive Pkwy

Milledgeville, GA 31061

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