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BankSonar

United Community Bank

Chatham, IL · State, non-member commercial bank

67

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$4.2B
Total deposits
$3.5B
Branches
46
Return on assets
1.22%
Return on equity
12.37%
Charter type
State, non-member commercial bank
Established
1965
FDIC cert #
19459

How the 67 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Mid-size institution.

Read the full Sonar Score methodology →

Your deposits at United Community Bank

United Community Bank is an FDIC-insured institution (Cert #19459). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

46 branch locations

200 N 5th St

Auburn, IL 62615

619 5th St

Pawnee, IL 62558

1111 Broadway St

Hamilton, IL 62341

301 S Macoupin St

Gillespie, IL 62033

301 N Main St

Chatham, IL 62629

3200 W Iles Ave

Springfield, IL 62711

120 Governor Oglesby Street

Elkhart, IL 62634

120 Chatham Rd

Springfield, IL 62704

1311 W Jefferson St

Auburn, IL 62615

600 W Main St

Mechanicsburg, IL 62545

3112 Godfrey Rd

Godfrey, IL 62035

805 S Franklin St

Bunker Hill, IL 62014

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