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BankSonar

Citizens Bank & Trust Company

Big Timber, MT · State member commercial bank

62

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$158.3M
Total deposits
$130.7M
Branches
2
Return on assets
1.32%
Return on equity
13.12%
Charter type
State member commercial bank
Established
1927
FDIC cert #
1972

How the 62 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Citizens Bank & Trust Company

Citizens Bank & Trust Company is an FDIC-insured institution (Cert #1972). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

2 branch locations

130 Mcleod St

Big Timber, MT 59011

32 Central Ave N

Harlowton, MT 59036

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