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BankSonar

Southeast First National Bank

Summerville, GA · National commercial bank

50

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$73.4M
Total deposits
$64.6M
Branches
3
Return on assets
0.88%
Return on equity
7.48%
Charter type
National commercial bank
Established
1968
FDIC cert #
19819

How the 50 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Southeast First National Bank

Southeast First National Bank is an FDIC-insured institution (Cert #19819). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

3 branch locations

10144 Commerce St

Summerville, GA 30747

240 Central Ave

Trion, GA 30753

12720 Hutchison Blvd

Panama City, FL 32407

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