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BankSonar

Bank of Cadiz and Trust Company

Cadiz, KY · State member commercial bank

60

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$142.6M
Total deposits
$137.8M
Branches
5
Return on assets
1.13%
Return on equity
39.40%
Charter type
State member commercial bank
Established
1970
FDIC cert #
20239

How the 60 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Bank of Cadiz and Trust Company

Bank of Cadiz and Trust Company is an FDIC-insured institution (Cert #20239). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

5 branch locations

79 Main St

Cadiz, KY 42211

79 Main St

Cadiz, KY 42211

106 Lakota Drive

Cadiz, KY 42211

2808 Fort Campbell Blvd

Hopkinsville, KY 42240

630 N 12th St

Murray, KY 42071

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