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BankSonar

Farmers & Merchants Bank

Granite Quarry, NC · State, non-member commercial bank

70

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$985.6M
Total deposits
$831.1M
Branches
12
Return on assets
2.48%
Return on equity
16.66%
Charter type
State, non-member commercial bank
Established
1909
FDIC cert #
2036

How the 70 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Farmers & Merchants Bank

Farmers & Merchants Bank is an FDIC-insured institution (Cert #2036). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

12 branch locations

138 N Salisbury Gq Ave

Granite Quarry, NC 28146

115 South Main Faith Street

Faith, NC 28041

418 W Main St

Rockwell, NC 28138

630 Jake Alexander Blvd W

Salisbury, NC 28147

116 N Main St

China Grove, NC 28023

420 N Main St

Salisbury, NC 28144

221 Statesville Blvd

Salisbury, NC 28144

102 Avalon Dr

Salisbury, NC 28146

2975 Dale Earnhardt Blvd

Kannapolis, NC 28083

728 Klumac Rd

Salisbury, NC 28144

635 Church St N

Concord, NC 28025

6801 Falls Of Neuse Rd

Raleigh, NC 27615

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