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BankSonar

Heartland Bank and Trust Company

Bloomington, IL · State, non-member commercial bank

63

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$6.8B
Total deposits
$5.8B
Branches
88
Return on assets
1.08%
Return on equity
8.47%
Charter type
State, non-member commercial bank
Established
1971
FDIC cert #
20369

How the 63 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Mid-size institution.

Read the full Sonar Score methodology →

Your deposits at Heartland Bank and Trust Company

Heartland Bank and Trust Company is an FDIC-insured institution (Cert #20369). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

50 branch locations

333 S Main St

Farmer City, IL 61842

643 W Washington St

Pittsfield, IL 62363

801 E Cemetery Ave

Chenoa, IL 61726

1925 S Macarthur Blvd

Springfield, IL 62704

321 W Golf Rd

Schaumburg, IL 60195

925 Shooting Park Rd

Peru, IL 61354

3400 Court St

Pekin, IL 61554

401 N Hershey Rd

Bloomington, IL 61704

1985 Dekalb Ave

Sycamore, IL 60178

700 W Jefferson St

Shorewood, IL 60404

202 W Center St

Eureka, IL 61530

100 S Cummings Ln

Washington, IL 61571

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