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BankSonar

The Western State Bank

Garden City, KS · State, non-member commercial bank

70

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$824.8M
Total deposits
$740.1M
Branches
9
Return on assets
2.37%
Return on equity
24.00%
Charter type
State, non-member commercial bank
Established
1973
FDIC cert #
21121

How the 70 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at The Western State Bank

The Western State Bank is an FDIC-insured institution (Cert #21121). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

9 branch locations

102 S 2nd St

Leoti, KS 67861

1500 E Kansas Ave

Garden City, KS 67846

1425 S Main St

Scott City, KS 67871

602 N Main St

Garden City, KS 67846

815 Center Ave

Goodland, KS 67735

409 W Kansas Ave

Garden City, KS 67846

2121 N 14th Ave

Dodge City, KS 67801

400 E Washington St

Saint Francis, KS 67756

1750 S Range Ave

Colby, KS 67701

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