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BankSonar

Fidelity Bank of Texas

Waco, TX · State, non-member commercial bank

25

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$165.4M
Total deposits
$134.9M
Branches
2
Return on assets
-0.38%
Return on equity
-2.49%
Charter type
State, non-member commercial bank
Established
1974
FDIC cert #
21455

How the 25 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Operating at a loss in the latest period.

Return on equityweight 15%

Negative returns on equity this period.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Fidelity Bank of Texas

Fidelity Bank of Texas is an FDIC-insured institution (Cert #21455). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

2 branch locations

1901 Lake Shore Dr

Waco, TX 76708

410 S Robinson Dr

Robinson, TX 76706

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