Crossroads Bank
Effingham, IL · State, non-member commercial bank
Sonar Score
Watch
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $239.8M
- Total deposits
- $200.9M
- Branches
- 2
- Return on assets
- 1.48%
- Return on equity
- 11.08%
- Charter type
- State, non-member commercial bank
- Established
- 1974
- FDIC cert #
- 21486
How the 64 breaks down
Capital ratio not reported.
Strong returns on its asset base.
Efficient use of shareholder capital.
Community-scale institution.
Your deposits at Crossroads Bank
Crossroads Bank is an FDIC-insured institution (Cert #21486). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
2 branch locations
2000 S Banker St
Effingham, IL 62401
806 N Keller Dr
Effingham, IL 62401
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