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BankSonar

First State Bank of Randolph County

Cuthbert, GA · State, non-member commercial bank

23

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

Key figures

Total assets
$88.1M
Total deposits
$86.3M
Branches
2
Return on assets
-0.31%
Return on equity
-19.48%
Charter type
State, non-member commercial bank
Established
1900
FDIC cert #
2157

How the 23 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Operating at a loss in the latest period.

Return on equityweight 15%

Negative returns on equity this period.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at First State Bank of Randolph County

First State Bank of Randolph County is an FDIC-insured institution (Cert #2157). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

2 branch locations

81 Court St

Cuthbert, GA 39840

3 W Railroad St

Shellman, GA 39886

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