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BankSonar

The First National Bank of Waynesboro

Waynesboro, GA · National commercial bank

65

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$226.7M
Total deposits
$182M
Branches
2
Return on assets
2.34%
Return on equity
12.54%
Charter type
National commercial bank
Established
1905
FDIC cert #
2160

How the 65 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at The First National Bank of Waynesboro

The First National Bank of Waynesboro is an FDIC-insured institution (Cert #2160). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

2 branch locations

626 N Liberty St

Waynesboro, GA 30830

528 W 6th St

Waynesboro, GA 30830

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Earning enough on your savings?

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