Montecito Bank & Trust
Santa Barbara, CA · State, non-member commercial bank
Sonar Score
Watch
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $2B
- Total deposits
- $1.8B
- Branches
- 17
- Return on assets
- 0.65%
- Return on equity
- 7.27%
- Charter type
- State, non-member commercial bank
- Established
- 1975
- FDIC cert #
- 21956
How the 53 breaks down
Capital ratio not reported.
Modest but positive returns.
Positive but moderate equity returns.
Mid-size institution.
Your deposits at Montecito Bank & Trust
Montecito Bank & Trust is an FDIC-insured institution (Cert #21956). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
17 branch locations
1000 State St
Santa Barbara, CA 93101
1106 Coast Village Rd
Montecito, CA 93108
5658 Calle Real
Goleta, CA 93117
3802 State St
Santa Barbara, CA 93105
1023 Casitas Pass Rd
Carpinteria, CA 93013
591 Alamo Pintado Rd
Solvang, CA 93463
4730 Telephone Rd
Ventura, CA 93003
591 Alamo Pintado Rd
Solvang, CA 93463
6900 Hollister Ave
Goleta, CA 93117
770 Paseo Camarillo
Camarillo, CA 93010
2034 Cliff Dr
Santa Barbara, CA 93109
5486 Calle Real
Santa Barbara, CA 93111
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