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BankSonar

Guaranty Bank Inc.

Williamson, WV · State, non-member commercial bank

38

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$148.7M
Total deposits
$125M
Branches
3
Return on assets
0.30%
Return on equity
2.18%
Charter type
State, non-member commercial bank
Established
1976
FDIC cert #
22273

How the 38 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Thin profitability.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Guaranty Bank Inc.

Guaranty Bank Inc. is an FDIC-insured institution (Cert #22273). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

3 branch locations

10 Commerce Dr

Williamson, WV 25661

U.S. Highway 52 And State Route 65

Delbarton, WV 25670

82 Second Avenue

Gilbert, WV 25621

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