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BankSonar

Guaranty Bank Inc.

Williamson, WV · State, non-member commercial bank

38

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$148.7M
Total deposits
$125M
Branches
5
Return on assets
0.30%
Return on equity
2.18%
Charter type
State, non-member commercial bank
Established
1976
FDIC cert #
22273

How the 38 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Thin profitability.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Guaranty Bank Inc.

Guaranty Bank Inc. is an FDIC-insured institution (Cert #22273). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

5 branch locations

10 Commerce Dr

Williamson, WV 25661

U.S. Highway 52 And State Route 65

Delbarton, WV 25670

82 Second Avenue

Gilbert, WV 25621

608 Hendricks Street

Wayne, WV 25570

1320 Kanawha Blvd E

Charleston, WV 25301

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