Central National Bank
Waco, TX · National commercial bank
Sonar Score
Stable
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $1.4B
- Total deposits
- $1.3B
- Branches
- 5
- Return on assets
- 2.00%
- Return on equity
- 22.59%
- Charter type
- National commercial bank
- Established
- 1977
- FDIC cert #
- 22396
How the 71 breaks down
Capital ratio not reported.
Strong returns on its asset base.
Efficient use of shareholder capital.
Mid-size institution.
Your deposits at Central National Bank
Central National Bank is an FDIC-insured institution (Cert #22396). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
5 branch locations
8320 W Highway 84
Waco, TX 76712
5400 Bosque Blvd
Waco, TX 76710
938 Canyon Creek Dr
Temple, TX 76502
835 W 6th St
Austin, TX 78703
3801 N Capital Of Texas Hwy
Austin, TX 78746
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