Flora Bank & Trust
Flora, IL · State member commercial bank
Sonar Score
Stable
out of 100 · from public FDIC data
Reported June 30, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $126M
- Total deposits
- $117.2M
- Branches
- 4
- Return on assets
- 0.92%
- Return on equity
- 14.38%
- Charter type
- State member commercial bank
- Established
- 1978
- FDIC cert #
- 22598
How the 76 breaks down
Well-capitalized by regulatory thresholds.
Modest but positive returns.
Efficient use of shareholder capital.
Community-scale institution.
Your deposits at Flora Bank & Trust
Flora Bank & Trust is an FDIC-insured institution (Cert #22598). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
4 branch locations
1478 N Worthey St
Flora, IL 62839
911 Stacey Burk Dr
Flora, IL 62839
131 W North Ave
Flora, IL 62839
330 Route 45 N
Louisville, IL 62858
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