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BankSonar

Citizens Bank and Trust Company of Ardmore

Ardmore, OK · State member commercial bank

68

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$323M
Total deposits
$273.7M
Branches
4
Return on assets
1.56%
Return on equity
17.21%
Charter type
State member commercial bank
Established
1978
FDIC cert #
22717

How the 68 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Citizens Bank and Trust Company of Ardmore

Citizens Bank and Trust Company of Ardmore is an FDIC-insured institution (Cert #22717). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

4 branch locations

1100 N Commerce St

Ardmore, OK 73401

Highway 199 And Us 177

Ardmore, OK 73401

10 W Main St

Ardmore, OK 73401

1715 N Commerce St

Ardmore, OK 73401

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