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BankSonar

Hickory Point Bank and Trust

Decatur, IL · State, non-member commercial bank

61

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$737.2M
Total deposits
$650.8M
Branches
8
Return on assets
1.18%
Return on equity
10.96%
Charter type
State, non-member commercial bank
Established
1979
FDIC cert #
22874

How the 61 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Hickory Point Bank and Trust

Hickory Point Bank and Trust is an FDIC-insured institution (Cert #22874). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

8 branch locations

225 N Water St

Decatur, IL 62523

1880 S Mount Zion Rd

Decatur, IL 62521

4666 E Faries Pkwy

Decatur, IL 62526

3131 Wabash Ave

Springfield, IL 62704

202 W Park Ave

Champaign, IL 61820

10 Southland Dr

Decatur, IL 62521

3101 N Water St

Decatur, IL 62526

165 W Weaver Rd

Forsyth, IL 62535

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