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BankSonar

The First Bank and Trust Company

Lebanon, VA · State member commercial bank

73

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$4.1B
Total deposits
$3.7B
Branches
35
Return on assets
1.70%
Return on equity
17.36%
Charter type
State member commercial bank
Established
1979
FDIC cert #
22918

How the 73 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Mid-size institution.

Read the full Sonar Score methodology →

Your deposits at The First Bank and Trust Company

The First Bank and Trust Company is an FDIC-insured institution (Cert #22918). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

35 branch locations

359 W Main St

Lebanon, VA 24266

303 W Main St

Wise, VA 24293

667 W Main St

Abingdon, VA 24210

1040 Valley Dr

Bristol, VA 24201

237 Pinnacle Pkwy

Bristol, TN 37620

933 E Main St

Abingdon, VA 24210

2030 E Main St

Lebanon, VA 24266

1026 Park Ave Nw

Norton, VA 24273

1314 Volunteer Pkwy

Bristol, TN 37620

1030 Richmond Ave

Staunton, VA 24401

2100 Forest Dr

Gray, TN 37615

1108 E Stone Dr

Kingsport, TN 37660

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