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BankSonar

First Secure State Bank

Wonder Lake, IL · State, non-member commercial bank

48

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$304.6M
Total deposits
$251.3M
Branches
7
Return on assets
0.66%
Return on equity
5.34%
Charter type
State, non-member commercial bank
Established
1979
FDIC cert #
22971

How the 48 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at First Secure State Bank

First Secure State Bank is an FDIC-insured institution (Cert #22971). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

7 branch locations

7526 Hancock Dr

Wonder Lake, IL 60097

3316 Thompson Rd

Wonder Lake, IL 60097

3503 Chapel Hill Rd

Johnsburg, IL 60051

7500 Meyer Rd

Spring Grove, IL 60081

1400 N Division St

Harvard, IL 60033

500 W Il Route 120

Lakemoor, IL 60051

58 N Ayer St

Harvard, IL 60033

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