Community State Bank
Spencer, IA · State, non-member commercial bank
Sonar Score
Watch
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $341.5M
- Total deposits
- $293.6M
- Branches
- 7
- Return on assets
- 1.18%
- Return on equity
- 14.58%
- Charter type
- State, non-member commercial bank
- Established
- 1914
- FDIC cert #
- 230
How the 63 breaks down
Capital ratio not reported.
Strong returns on its asset base.
Efficient use of shareholder capital.
Community-scale institution.
Your deposits at Community State Bank
Community State Bank is an FDIC-insured institution (Cert #230). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
7 branch locations
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