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BankSonar

Local Bank

Hulbert, OK · State member commercial bank

41

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$441.4M
Total deposits
$363.3M
Branches
6
Return on assets
0.28%
Return on equity
2.61%
Charter type
State member commercial bank
Established
1908
FDIC cert #
2327

How the 41 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Thin profitability.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Local Bank

Local Bank is an FDIC-insured institution (Cert #2327). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

6 branch locations

385 E Main St

Hulbert, OK 74441

4715 S Muskogee Ave

Tahlequah, OK 74464

125 E 1st St

Tahlequah, OK 74464

240 E 3rd St, Suite H

Grove, OK 74344

100 S Kerr Blvd

Sallisaw, OK 74955

301 W Broadway St

Muskogee, OK 74401

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