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BankSonar

Peoples Bank and Trust Company

Ryan, OK · State, non-member commercial bank

22

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$50.5M
Total deposits
$36.9M
Branches
2
Return on assets
-0.57%
Return on equity
-2.96%
Charter type
State, non-member commercial bank
Established
1906
FDIC cert #
2331

How the 22 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Operating at a loss in the latest period.

Return on equityweight 15%

Negative returns on equity this period.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Peoples Bank and Trust Company

Peoples Bank and Trust Company is an FDIC-insured institution (Cert #2331). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

2 branch locations

517 Washington Street

Ryan, OK 73565

2400 Nw 178th St

Edmond, OK 73012

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