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BankSonar

FMS Bank

Fort Morgan, CO · State member commercial bank

31

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$347.9M
Total deposits
$315.2M
Branches
2
Return on assets
-0.12%
Return on equity
-1.33%
Charter type
State member commercial bank
Established
1982
FDIC cert #
23764

How the 31 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Operating at a loss in the latest period.

Return on equityweight 15%

Negative returns on equity this period.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at FMS Bank

FMS Bank is an FDIC-insured institution (Cert #23764). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

2 branch locations

520 Sherman St

Fort Morgan, CO 80701

2425 35th Ave

Greeley, CO 80634

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