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BankSonar

OneUnited Bank

Boston, MA · State, non-member commercial bank

24

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$609M
Total deposits
$481.9M
Branches
5
Return on assets
-1.04%
Return on equity
-11.56%
Charter type
State, non-member commercial bank
Established
1982
FDIC cert #
23966

How the 24 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Operating at a loss in the latest period.

Return on equityweight 15%

Negative returns on equity this period.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at OneUnited Bank

OneUnited Bank is an FDIC-insured institution (Cert #23966). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

5 branch locations

3275 Nw 79th St

Miami, FL 33147

185 Devonshire St

Boston, MA 02110

3683 Crenshaw Blvd

Los Angeles, CA 90016

648 Warren St

Dorchester, MA 02121

1495 N Wilmington Ave

Compton, CA 90222

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