Skip to content
BankSonar

Ocean Bank

Miami, FL · State, non-member commercial bank

65

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

Visit bank website ↗

Key figures

Total assets
$7.5B
Total deposits
$6.4B
Branches
24
Return on assets
1.06%
Return on equity
11.23%
Charter type
State, non-member commercial bank
Established
1982
FDIC cert #
24156

How the 65 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Mid-size institution.

Read the full Sonar Score methodology →

Your deposits at Ocean Bank

Ocean Bank is an FDIC-insured institution (Cert #24156). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

24 branch locations

780 Nw 42nd Ave

Miami, FL 33126

1801 W 4th Ave

Hialeah, FL 33010

7951 Sw 40th St

Miami, FL 33155

790 W 49th St

Hialeah, FL 33012

1000 Brickell Ave

Miami, FL 33131

12005 Sw 26th St

Miami, FL 33175

6600 Sw 8th St

West Miami, FL 33144

2655 S Le Jeune Rd

Coral Gables, FL 33134

7650 Nw 25th St

Miami, FL 33122

7455 Miami Lakes Dr

Miami Lakes, FL 33014

501 W 41st St

Miami Beach, FL 33140

165 Southeast 1st Street

Miami, FL 33131

Sponsored · we may earn a commission

Earning enough on your savings?

Many big-bank savings accounts pay near 0%. Compare today's top high-yield savings and CD rates from FDIC-insured banks before you decide where to keep your cash.

Compare savings rates

Other banks in Florida

All Florida banks →