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BankSonar

First State Bank

Graham, TX · State, non-member commercial bank

66

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$302.7M
Total deposits
$269.5M
Branches
8
Return on assets
1.39%
Return on equity
16.14%
Charter type
State, non-member commercial bank
Established
1983
FDIC cert #
24498

How the 66 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at First State Bank

First State Bank is an FDIC-insured institution (Cert #24498). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

8 branch locations

1526 4th St

Graham, TX 76450

147 N Minter Ave

Throckmorton, TX 76483

101 Ushwy 183 South

Woodson, TX 76491

1220 N Main St

Jacksboro, TX 76458

106 State Highway 79 N

Olney, TX 76374

1300 State Highway 16 S

Graham, TX 76450

1525 4th St

Graham, TX 76450

201 South Center Street

Archer City, TX 76351

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