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BankSonar

Citizens State Bank

Cadott, WI · State, non-member commercial bank

61

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$242.6M
Total deposits
$194.7M
Branches
8
Return on assets
1.14%
Return on equity
13.82%
Charter type
State, non-member commercial bank
Established
1902
FDIC cert #
2467

How the 61 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Citizens State Bank

Citizens State Bank is an FDIC-insured institution (Cert #2467). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

8 branch locations

304 N Main St

Cadott, WI 54727

15036 Cty Hwy S

Chippewa Falls, WI 54729

505 S Main St

Cadott, WI 54727

17153 County Highway J

Chippewa Falls, WI 54729

450 Center St

Prentice, WI 54556

212001 State Highway 97

Stratford, WI 54484

221 Bridge St

Cornell, WI 54732

118 N Broadway St

Stanley, WI 54768

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