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BankSonar

Finance Factors, Ltd.

Honolulu, HI · State, non-member commercial bank

25

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$669.4M
Total deposits
$520.9M
Branches
14
Return on assets
-0.47%
Return on equity
-4.13%
Charter type
State, non-member commercial bank
Established
1952
FDIC cert #
25158

How the 25 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Operating at a loss in the latest period.

Return on equityweight 15%

Negative returns on equity this period.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Finance Factors, Ltd.

Finance Factors, Ltd. is an FDIC-insured institution (Cert #25158). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

14 branch locations

1164 Bishop St

Honolulu, HI 96813

1600 Kapiolani Blvd

Honolulu, HI 96814

800 S Marine Corps Dr Ste 4

Tamuning, GU 96913

28 Oneawa St

Kailua, HI 96734

1620 N School St

Honolulu, HI 96817

4393 Kukui Grove St Ste A

Lihue, HI 96766

850 Kamehameha Hwy

Pearl City, HI 96782

27 S Puunene Ave

Kahului, HI 96732

4211 Waialae Ave

Honolulu, HI 96816

1808 Liliha St

Honolulu, HI 96817

2955 East Manoa Rd

Honolulu, HI 96822

75-1022 Henry St

Kailua Kona, HI 96740

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