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BankSonar

Sage Capital Bank,

Gonzales, TX · State, non-member commercial bank

65

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$771.7M
Total deposits
$688.2M
Branches
8
Return on assets
1.29%
Return on equity
12.55%
Charter type
State, non-member commercial bank
Established
1984
FDIC cert #
25621

How the 65 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Sage Capital Bank,

Sage Capital Bank, is an FDIC-insured institution (Cert #25621). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

8 branch locations

1606 N Sarah Dewitt Dr

Gonzales, TX 78629

501 S Colorado St

Lockhart, TX 78644

121 S Magnolia Ave

Luling, TX 78648

2201 Hunter Rd

San Marcos, TX 78666

2009 State Highway 46 W

New Braunfels, TX 78132

1406 N Avenue E

Shiner, TX 77984

18966 Forty Six Pkwy

Spring Branch, TX 78070

12223 Ranch Road 620 N

Austin, TX 78750

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