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BankSonar

Rio Bank

Mcallen, TX · State, non-member commercial bank

57

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$1.4B
Total deposits
$1.2B
Branches
25
Return on assets
0.89%
Return on equity
8.36%
Charter type
State, non-member commercial bank
Established
1985
FDIC cert #
25886

How the 57 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Mid-size institution.

Read the full Sonar Score methodology →

Your deposits at Rio Bank

Rio Bank is an FDIC-insured institution (Cert #25886). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

25 branch locations

300 West Edinburg Avenue

Elsa, TX 78543

712 W Main St

Rio Grande City, TX 78582

47 E Grant St

Roma, TX 78584

442 W Santa Rosa Ave

Edcouch, TX 78538

4120 N Mccoll Rd

Mcallen, TX 78504

1108 Main St

Blanco, TX 78606

1001 Highway 1431

Marble Falls, TX 78654

401 E. Highway 290 West

Dripping Springs, TX 78620

701 E Expressway 83

Mcallen, TX 78501

403 Us Highways 281 And 290 South

Johnson City, TX 78636

3124 E Business 83

Weslaco, TX 78596

401 W Fm 495

San Juan, TX 78589

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